Privacy Policy

Effective Date: January 1, 2025 · Last Updated: March 28, 2025

1. Introduction

Entrext Labs ("we", "us", "our") operates FinGenius. This Privacy Policy explains how we collect, use, and protect your personal information when you use our platform. We are committed to protecting your privacy and handling your data responsibly.

2. Information We Collect

We collect the following categories of information:

Account Information

Username, email address, password (hashed), and profile preferences when you create an account.

Financial Data

Transaction records, income/expense data, budget information, and financial profile data you voluntarily enter into the platform.

Usage Data

Pages visited, features used, session duration, and interactions within the platform for product improvement.

Technical Data

IP address, browser type, device information, and cookies for security and performance purposes.

3. How We Use Your Information

  • To provide and operate the FinGenius platform and its AI features
  • To generate personalized financial insights and recommendations
  • To process payments and manage your subscription
  • To send transactional emails and product updates (with your consent)
  • To improve our AI models and platform features
  • To detect and prevent fraud and security threats
  • To comply with applicable legal obligations

4. Data Storage & Security

Your data is stored on Firebase (Google Cloud) infrastructure with enterprise-grade security including encryption at rest and in transit (TLS 1.3). We implement role-based access controls and regular security audits. Financial data is never stored in unencrypted form. We retain your data for as long as your account is active, or as required by law.

5. Third-Party Services

We use the following third-party services that may receive limited data:

  • Firebase (Google) — Authentication, database, and hosting
  • Google AI (Gemini) — AI-powered financial analysis (data is not retained by Google for training)
  • Dodo Payments — Payment processing (we do not store card details)
  • Vercel — Application hosting and CDN

We do not sell your personal data to any third party for marketing purposes.

6. Your Rights

Under applicable data protection laws, you have the right to:

  • Access — Request a copy of all personal data we hold about you
  • Correction — Request correction of inaccurate or incomplete data
  • Deletion — Request deletion of your account and all associated data
  • Portability — Request your data in a machine-readable format
  • Opt-out — Unsubscribe from marketing communications at any time

7. Cookies

FinGenius uses essential cookies for authentication and session management. We use analytics cookies to understand platform usage patterns. You can control cookie preferences through your browser settings. Disabling essential cookies may affect platform functionality.

8. Children's Privacy

FinGenius is not intended for users under 18 years of age. We do not knowingly collect personal information from minors. If you believe a minor has created an account, please contact us immediately at privacy@entrext.in.

9. Changes to This Policy

We may update this Privacy Policy periodically. We will notify you of significant changes via email or platform notice. Continued use of FinGenius after changes constitutes acceptance of the updated policy.

For privacy inquiries or data requests, contact us at privacy@entrext.in